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Vehicles driving and Car insurance

According to US laws, if you are stopped by a police when driving, you should ALWAYS present your drivers license, vehicle registration and auto insurance.

If you are involved in any accident, you MUST inform Dr. Capece per phone immediately and follow the accident checklist.

REMEMBER THAT SAFETY MUST BE ALWAYS YOUR MAIN CONCERN!


Accident Checklist

  • Call the police when somebody is injured, when a vehicle can't be moved or when the accident involved a hit-and-run driver. Your uninsured motorist coverage pays for a hit-and-run accident only if you report the accident to the police.
  • Get the other drivers name, address, telephone number, license plate number, driver license number, and insurance information. Give the other driver the same information about you.
  • Record the insurance company name and the policy number exactly as shown on the other drivers proof-of-insurance card. Similar company names can cause confusion, so make sure you write down the correct company name.
  • Get the names, addresses, and telephone numbers of any witnesses to the accident.
  • Notify your insurance company as soon as possible. Your company probably has a 1-800 number to report claims. If not, call your agent. Some agents have authority to settle small claims. The agent or company will advise you about seeing an adjuster and getting repair estimates. Also, give your agent or company the names and addresses of any witnesses and injured persons.
  • If you reported your claim by phone, be sure to follow up in writing as soon as possible to protect your rights under Florida prompt payment of claims laws.
  • Send the company copies of the accident report and any legal papers you receive about the accident.
  • Cooperate with the investigators. You might have to submit a proof-of-loss form and undergo a medical examination.

AAA membership

We have an AAA membership card, meaning that we can get some emergency roadside services from AAA. Our membership is AAA plus membership, detail benefits are included at this webpage.

Also, as an AAA club member, if we plan to take a travel, we can count scheduling travel through AAA as an option. Get the information from here. However, to qualify for the benefits, cardholder needs to be one in the traveling group.

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